Glossary

Benchmark

A reference index against which a portfolio's return and risk are measured — the yardstick that says whether a result is good in context.

A benchmark is a standard of comparison: a broad index, or blend of indices, that represents the market or strategy a portfolio is trying to match or exceed. Returns mean little in isolation; set against a benchmark they take on meaning.

Choosing a fair benchmark matters — one that reflects the same assets and the same risk. A result that looks strong can turn out ordinary once compared to a simple index, which is why honest reporting always states what it is measured against.

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