Inflation Reality
What will today's money be worth tomorrow?
A small annual number, compounded over a working life, is rarely small. Pick a horizon and an assumption, and read the same fact from either direction.
Your assumption
Your assumption. Nothing here is a historical average or a forecast.
What it would still buy
€552,071
€1,000,000 in 30 years, in today's purchasing power.
Purchasing power lost
44.8%
Prices multiplied by
1.81
Amount today
€1,000,000
One line, read from either end: the same compounding produces both answers.
Show these figures as a table
| Year | Value |
|---|---|
| 0 | €1,000,000 |
| 1 | €980,392 |
| 2 | €961,169 |
| 3 | €942,322 |
| 4 | €923,845 |
| 5 | €905,731 |
| 6 | €887,971 |
| 7 | €870,560 |
| 8 | €853,490 |
| 9 | €836,755 |
| 10 | €820,348 |
| 11 | €804,263 |
| 12 | €788,493 |
| 13 | €773,033 |
| 14 | €757,875 |
| 15 | €743,015 |
| 16 | €728,446 |
| 17 | €714,163 |
| 18 | €700,159 |
| 19 | €686,431 |
| 20 | €672,971 |
| 21 | €659,776 |
| 22 | €646,839 |
| 23 | €634,156 |
| 24 | €621,721 |
| 25 | €609,531 |
| 26 | €597,579 |
| 27 | €585,862 |
| 28 | €574,375 |
| 29 | €563,112 |
| 30 | €552,071 |
The same horizon, three assumptions
1.0%
€741,923
2.0%
€552,071
5.0%
€231,377
A single point of inflation changes the answer far more than most people expect over a long horizon.
Method, sources and limits
- Method version
- 1.0.0
- Purchasing power is amount ÷ (1+i)^n; the amount required is amount × (1+i)^n. The two modes are exact inverses. The inflation rate is your assumption: no consumer-price series is used and no preset is a forecast.
Past performance is not a guide to future returns. These figures describe what happened over the period shown and nothing else.
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